Italia

Financing

Italia Furniture offers special financing through the Wells Fargo Home Furnishings credit card. The plans below apply to qualifying purchases.

Wells Fargo

Payment estimator

$
  • 6 months

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    No interest if paid in full within 6 months*

  • 12 months

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    No interest if paid in full within 12 months*

  • 36 months

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    Special rate of 8.99% APR with 36 equal monthly payments*

  • 48 months

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    Special rate of 8.99% APR with 48 equal monthly payments*

  • 60 months

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    Special rate of 9.99% APR with 60 equal monthly payments*

*Minimum purchase: none for 6 months; $3,000 for 12 months; $10,000 for 36, 48 and 60 months. 6 and 12-month plans: Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.

Estimates only. See payment notes and financing terms

How to apply

  1. 1.

    Apply. Apply online, or ask any associate in our Norcross showroom. The application takes a few minutes.

  2. 2.

    Receive a decision. Credit decisions are quick, so you can continue with your order the same day.

  3. 3.

    Choose your plan. Select the financing plan that suits your purchase when you place your order.

About the credit card

  • Convenient monthly payments

    Spread the cost of your purchase over time.

  • Quick credit decisions

    Apply online or in our showroom and receive a decision quickly.

  • Credit for future purchases

    Once approved, use your available credit again without a new application.

  • Online account management

    View statements and pay your bill online.

The Wells Fargo Home Furnishings credit card is issued with approved credit by Wells Fargo Bank, N.A. Ask for details.

Financing terms and disclosures

Payment estimates

Monthly payment is based on purchase price alone excluding taxes and delivery charges. Credit purchases subject to credit approval. Other transactions may affect the monthly payment. Ask for details.

6 and 12-month plans: Making the suggested monthly payment each month would pay the purchase amount by the end of the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.

No interest if paid in full plans (6 and 12 months)

*The Wells Fargo Home Furnishings credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases charged with approved credit. The 12-month plan requires a qualifying purchase of $3,000 or more. Minimum monthly payments are required during the promotional (special terms) period. However, paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. If the purchase balance is not paid in full within the promotional period, interest will be charged to your account from the purchase date at the APR for Purchases. For new accounts, the APR for Purchases is 28.99%. Current cardholders should refer to their credit card agreement for details, including APR and applicable fees. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is subject to change; for current information, visit wellsfargo.com/plccterms.

Special rate of 8.99% APR with 36 equal monthly payments

*The Wells Fargo Home Furnishings credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases of $10,000 or more charged with approved credit. The special terms APR of 8.99% will apply to the qualifying purchase, and 36 monthly payments equal to 3.1795% of the original special terms balance are required. The advertised terms are an estimate assuming required monthly payments are made on the payment due date, no other balances are currently carried or will be carried on the account, and no additional charges are or will be added to the account. Because actual account activity may be different than the assumptions used, or because of rounding, the number of payments or the final payment amount could be different than the advertised terms. The special terms APR will apply until all qualifying purchases are paid in full. The APR for Purchases will apply to certain fees (such as a late payment fee) or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. Current cardholders should refer to their credit card agreement for details, including APR and applicable fees. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is subject to change; for current information, visit wellsfargo.com/plccterms.

Special rate of 8.99% APR with 48 equal monthly payments

*The Wells Fargo Home Furnishings credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases of $10,000 or more charged with approved credit. The special terms APR of 8.99% will apply to the qualifying purchase, and 48 monthly payments equal to 2.4880% of the original special terms balance are required. The advertised terms are an estimate assuming required monthly payments are made on the payment due date, no other balances are currently carried or will be carried on the account, and no additional charges are or will be added to the account. Because actual account activity may be different than the assumptions used, or because of rounding, the number of payments or the final payment amount could be different than the advertised terms. The special terms APR will apply until all qualifying purchases are paid in full. The APR for Purchases will apply to certain fees (such as a late payment fee) or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. Current cardholders should refer to their credit card agreement for details, including APR and applicable fees. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is subject to change; for current information, visit wellsfargo.com/plccterms.

Special rate of 9.99% APR with 60 equal monthly payments

*The Wells Fargo Home Furnishings credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases of $10,000 or more charged with approved credit. The special terms APR of 9.99% will apply to the qualifying purchase, and 60 monthly payments equal to 2.1242% of the original special terms balance are required. The advertised terms are an estimate assuming required monthly payments are made on the payment due date, no other balances are currently carried or will be carried on the account, and no additional charges are or will be added to the account. Because actual account activity may be different than the assumptions used, or because of rounding, the number of payments or the final payment amount could be different than the advertised terms. The special terms APR will apply until all qualifying purchases are paid in full. The APR for Purchases will apply to certain fees (such as a late payment fee) or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. Current cardholders should refer to their credit card agreement for details, including APR and applicable fees. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is subject to change; for current information, visit wellsfargo.com/plccterms.